A lot of people have misconceptions when they come in.
They think workers’ compensation covers damages such as pain & suffering like a personal injury case does, but this is not the case. Workers’ compensation is actually an insurance benefit that is available through your employer for lost wages and medical treatment.
If you get injured on the job, workers’ compensation is there to cover your medical bills and replace the wages you would have lost during your recovery. It does not cover collateral damages.
For employees who are injured on the job, the first step is to inform your employer of your injury. After that, they will have you fill out an accident report and you will receive medical treatment. However, sometimes employers do not want to provide injured workers with workers’ compensation insurance information because they do not want their premiums to increase. Other times the insurance company flat out denies the claim — they do this hoping you will not continue to pursue your claim.
If either of these things happen, you are going to need the help of an experienced workers’ compensation attorney on your side.
There are a lot of things that could go wrong if you do not stand up for your own rights. The medical bills may be pushed off onto you, you could end up without the treatment you need, and you could end up with a lifelong disability that could have been lessened if you received proper care on time. For these reasons, it is extremely important not to allow the insurance company — or your employer — to prevent you from filing your claim.
And remember that there are time limits restricting when a claim can be filed. Do not wait until it is too late!
My name is Geoffrey Hillsberg, and I specialize in workers’ compensation law. If you have been injured on the job and require legal council, contact me today for a free consultation.